• risk gauge on high
    Evaluating Counterparty Risk
    • September 13, 2022

    Evaluating counterparty risk is a key component of any firms’ action plan when dealing with new clients. Whilst financial modelling and data analytics work is Sapling’s main area of expertise, risk assessment and mitigation remain a recurring topic on a variety of projects that...

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    All Companies Benefit From Externally-Built Models
    • March 29, 2019

    Many companies falsely believe that having a CFO, or a robust financial department, means that they shouldn’t look into an externally built model.

  • frustrated woman on laptop
    Hidden Costs Of Not Using Experts
    • November 26, 2018

    We have all heard sayings like ‘you get what you pay for’ or ‘cheap things end up being expensive’ and professional services are no exception!

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    Lessons from the Field: Typical types of lending ratios – What makes the bank anxious?
    • August 31, 2018

    a study conducted by BDC found that financing is still one of the key barriers for SMEs to grow

  • lemon tree saplings
    Lessons from the Field: Don’t slip up!
    • July 31, 2018

    At Sapling, we have seen a lot of financial models, and learned that sometimes growing businesses have assumptions that might push them in the wrong direction.