• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Data Analytics
  • Statistical Interpretation
Education
  • BSc – University of Toronto
  • Passed CFA Exam Level III in 2025

Thomas Xu recently joined Sapling in 2024 after earning his Bachelor of Science degree at the University of Toronto, majoring in Physics and Economics. With a lifelong fascination for particles and universe, Thomas is driven by curiosity. At University of Toronto, he enrolled in several particle physics and quantum mechanics courses, where he was profoundly inspired by the wisdom of physicists. His interest in economics led him to explore the world of finance. To advance his literacy in finance, he is currently a CFA Level II Candidate and passed the part I of the Financial Risk Manager (FRM) certification in 2023. Outside of his professional pursuits, Thomas enjoys watching the NBA and playing basketball in his free time as a long-time basketball fan.

Motivated and committed to excellence, Thomas believes in leveraging his efforts and critical thinking skills to help clients achieve better financial results. It is a journey highlighted by continuous learning and outputting. He would like to accomplish these goals here with Sapling and its brilliant and knowledgeable team.

Let’s Talk
  • Excel vs. Power BI: Choosing the Right Tool for Your Reporting Needs
    • June 18, 2025

    When working with unstructured or structured data alike, choosing the right tool can be a game-changer in terms of time spent on analysis and the value of the insights produced. By far, the most widely used tools for data analysis and visualization are Excel...

  • Sapling’s Green Shoots M&A Index (Canada & U.S.)
    • June 13, 2025

    To capture shifts in market sentiment around mergers and acquisitions (M&A), Sapling created a monthly updated Green Shoots M&A Index. The index is built using both actual and predicted M&A deal numbers and is designed to reflect monthly market activity momentum. It tracks deal...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.