• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Mergers & Acquisitions
  • Transaction Valuation & Negotiation
  • Private Equity & Buyouts
  • Turnaround & Restructuring
  • Operational & Corporate Strategy
Education
  • Bachelor of Commerce (BComm), University of Toronto
  • MBA, Richard Ivey School of Business, University of Western Ontario

Raffi is a seasoned executive with a 30+ year career spanning M&A advisory, operational leadership, and entrepreneurship. He began in the Big 4 world, in audit and consulting at Deloitte and KPMG, before moving into investment banking at Morgan Stanley as a Vice President — executing M&A and corporate finance transactions and leading financial modeling, valuation, due diligence, and board-level advisory across technology, media, consumer, and mining.

Raffi has also lived the deals he once advised on. As COO and EVP of TerraVest, a publicly traded fund investing in SMEs, he directed M&A strategy end to end and led the turnaround of a distressed portfolio company as interim CEO. He went on to found and scale three consumer products companies from inception to national distribution. This combination of advisor, acquirer, and operator experience lets Raffi see a transaction from every side of the table — the diligence that protects value, the integration that realizes it, and the operational discipline that sustains it. With Sapling, he leads engagements for private equity and corporate clients across our full range of services. He holds an MBA from the Ivey School of Business.

Outside of work, Raffi stays active at the gym, enjoys reading, cooking, and travelling, and spending time with his two boys.

Let’s Talk
  • Net Debt Analysis: Where Buyers and Sellers Diverge on Definitions
    • July 8, 2026

    For M&A transactions structured on a cash-free, debt-free basis, a net debt analysis helps buyers and sellers understand how the agreed enterprise value translates into the actual equity value paid at closing. Since enterprise value assumes the business is transferred without excess cash or...

  • 2026 ACG Atlanta DealSource
    • June 24, 2026
    • September 10, 2025

    Event Description: Sapling Financial Consultants was proud to sponsor ACG Atlanta’s DealSource 2026 at Truist Park. This premier event brought together investment banks, private equity firms, and select lenders for pre-scheduled, one-on-one meetings, creating valuable opportunities to build relationships and explore new deals. The event...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.