• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Business transformation
  • Restructuring and turnaround
  • Integration
  • Growth strategy
  • M&A transaction support
Education
  • BSc- Utrecht University
  • PhD- University of Toronto

Andreea co-founded Sapling and is a Partner in the firm. After years of studying Physics, which culminated in obtaining a Ph.D. in Experimental Condensed Matter at the University of Toronto, Andreea transitioned to the world of finance. Her strengths: (1) extensive expertise in building data analysis tools for studying physical models, and (2) solid problem-solving abilities involving complex systems with emergent properties. Her aspirations: (1) learning the intricacies of finance, starting from basic building blocks like accounting and building financial statements, and (2) transferring her analytical skills to build financial models for companies across various industries.

Andreea believes that in a fast, ever-changing world, making informed decisions is the key for survival and progress, especially for small and medium businesses. Given the current environmental challenges the planet is facing, Andreea believes that small businesses will play a major part in creating sustainability and setting new trends for growth in a resource-limited environment for the private sector in the near future. As a result, she is dedicated to focusing her development in the financial modelling sector on small- and medium-sized businesses, at Sapling.

Let’s Talk
  • ERP Implementation: Is Your ERP Working for You or Against You?
    • April 20, 2026
    • April 15, 2026

    Topic: ERP Implementation: Is Your ERP Working for You or Against You? We recently hosted a webinar on “ERP Implementation: Is Your ERP Working for You or Against You?” with FEI Canada, Toronto Chapter, led by Andreea Lupascu, Co-Founder & Partner, and Ali Rezaei, Consultant....

  • sapling rowing out of pennies
    The Value of Quality of Earnings and What Makes For High Quality Earnings
    • April 16, 2026

    Quality of Earnings (“QoE”) analysis is an essential tool in understanding a business’ true historical and future earnings. The use of QoE reports differs based on the purpose and requestor (buyer/seller) of the analysis, however, the intention is always to eliminate bias and to...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.