A government agency hired Sapling to provide an independent, third-party review and due diligence of loan applications above $1M submitted by small and medium-sized businesses
We developed a set of processes, a deck and financial model templates designed to assess the materials submitted by the applicants to determine whether the proposed financing is tenable
Our model template forecasts out 20 years and allows stress testing based on changes in growth rates and margins
For each loan application, we provide a clear recommendation, as well as required conditions (e.g., security, monitoring, leverage ratios, etc.)
A centralized, automated solution to reconcile revenues efficiently and provide reliable, actionable insights for finance and management teams.
A specialty finance lender hired Sapling to deliver a Field Exam Report and corresponding Exam Workbook for a specific client.
