• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Data Analytics
  • Statistical Interpretation
Education
  • BSc – University of Toronto
  • CFA Level II Candidate

Thomas Xu recently joined Sapling in 2024 after earning his Bachelor of Science degree at the University of Toronto, majoring in Physics and Economics. With a lifelong fascination for particles and universe, Thomas is driven by curiosity. At University of Toronto, he enrolled in several particle physics and quantum mechanics courses, where he was profoundly inspired by the wisdom of physicists. His interest in economics led him to explore the world of finance. To advance his literacy in finance, he is currently a CFA Level II Candidate and passed the part I of the Financial Risk Manager (FRM) certification in 2023. Outside of his professional pursuits, Thomas enjoys watching the NBA and playing basketball in his free time as a long-time basketball fan.

Motivated and committed to excellence, Thomas believes in leveraging his efforts and critical thinking skills to help clients achieve better financial results. It is a journey highlighted by continuous learning and outputting. He would like to accomplish these goals here with Sapling and its brilliant and knowledgeable team.

Let’s Talk
  • jar of change with plant growing out of it
    Building Dynamic Revenue Forecasting Models for Changing Markets
    • April 15, 2025

    Revenue projections can make or break business decisions, yet many companies still rely on static models that struggle to keep up with shifting market conditions. Businesses need accurate and adaptable tools to predict their revenue and manage costs effectively. A dynamic revenue forecasting model...

  • Re-Evaluating Products and Services with activity based costing models as tariffs loom
    Webinar: Re-Evaluating Products & Services with Activity-Based Costing as Tariffs Loom
    • March 24, 2025
    • April 9, 2025

    Event Description: Join us for an engaging webinar hosted by Sapling Financial Consultants’ Tyler Grube, Consultant, as we uncover activity-based costing (“ABC”) models not only as a more accurate approach of calculating costs, but also as a very useful playbook for management action to...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.