• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Financial Due Diligence
  • Financial Modeling
  • M&A Transaction Advisory
  • Industry & Company Research
  • FP&A & Management Reporting
Education
  • BA in Sales and Marketing - Corvinus University of Budapest
  • MSc in Finance - Central European University
  • Passed CFA Exam Level II in 2024

Bence is a Consultant at Sapling Financial Consultants. Before joining Sapling, he earned a Bachelor of Arts in Sales and Marketing from Corvinus University of Budapest and a Master of Science in Finance from Central European University, graduating with distinction with a CGPA of 3.87. He is currently a CFA Level 3 Candidate, scheduled to sit the exam in August 2027.

Prior to Sapling, Bence built his career across transaction advisory and FP&A. At ImpactA Solutions in Budapest, he conducted buy-side and sell-side due diligence on M&A transactions, developed sophisticated financial models, created marketing materials supporting the successful capital raise of a $1.1 billion infrastructure project, and performed exhaustive financial model reviews and stress-testing across 800+ inputs in collaboration with engineers, lawyers, and tax experts. Before that, he spent nearly four years at Morgan Stanley in Budapest, where he developed and presented complex financial statements to senior management and led cross-functional expense and KPI analyses across the Institutional Equity and Listed Derivatives divisions. Most recently, he served as a Financial Analyst at The Miller Group in Toronto, supporting financial forecasting, budgeting, and management reporting.

At Sapling, Bence focuses on financial due diligence, quality of earnings, and financial modelling, bringing a cross-border perspective and a commitment to delivering high-quality analytical work that creates real value for clients.

Let’s Talk
  • Net Debt Analysis: Where Buyers and Sellers Diverge on Definitions
    • July 8, 2026

    For M&A transactions structured on a cash-free, debt-free basis, a net debt analysis helps buyers and sellers understand how the agreed enterprise value translates into the actual equity value paid at closing. Since enterprise value assumes the business is transferred without excess cash or...

  • 2026 ACG Atlanta DealSource
    • June 24, 2026
    • September 10, 2025

    Event Description: Sapling Financial Consultants was proud to sponsor ACG Atlanta’s DealSource 2026 at Truist Park. This premier event brought together investment banks, private equity firms, and select lenders for pre-scheduled, one-on-one meetings, creating valuable opportunities to build relationships and explore new deals. The event...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.