• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Business transformation
  • Restructuring and turnaround
  • Integration
  • Growth strategy
  • M&A transaction support
Education
  • BSc- Utrecht University
  • PhD- University of Toronto

Andreea co-founded Sapling and is a Partner in the firm. After years of studying Physics, which culminated in obtaining a Ph.D. in Experimental Condensed Matter at the University of Toronto, Andreea transitioned to the world of finance. Her strengths: (1) extensive expertise in building data analysis tools for studying physical models, and (2) solid problem-solving abilities involving complex systems with emergent properties. Her aspirations: (1) learning the intricacies of finance, starting from basic building blocks like accounting and building financial statements, and (2) transferring her analytical skills to build financial models for companies across various industries.

Andreea believes that in a fast, ever-changing world, making informed decisions is the key for survival and progress, especially for small and medium businesses. Given the current environmental challenges the planet is facing, Andreea believes that small businesses will play a major part in creating sustainability and setting new trends for growth in a resource-limited environment for the private sector in the near future. As a result, she is dedicated to focusing her development in the financial modelling sector on small- and medium-sized businesses, at Sapling.

Let’s Talk
  • man counting pennies
    Cash flow management for Private Equity and Portcos
    • March 21, 2026

    Many companies do not fail from a lack of profitability—they fail when they run out of cash. In fact, businesses can operate for a long time without being profitable but will collapse the moment their cash reserves are depleted. Effective cash flow management is...

  • Office desk work with coffee cup
    Aligning Buyer And Seller Expectations: The Role Of Working Capital Pegs In M&A
    • March 19, 2026

    When buying or selling a business, managing working capital is crucial for a successful deal. One important tool in this process is the working capital peg (“peg”) —a mutually agreed target level of working capital between the buyer and seller. The peg is essential...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.