Last update: 2025-02-05
Introduction
This privacy statement explains what personal information we gather about you, how we use that information, and who we share it with. It also outlines your rights regarding your personal information and who you can contact for more information or inquiries.
Who this privacy statement applies to and what it covers
This privacy statement applies to Sapling Financial Consultants Inc. (“Sapling,” “we,” “us,” or “our”), a financial consultancy with a registered office at 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5.
We are committed to protecting your privacy and handling your personal information transparently.
This statement describes how we collect, use, store, transfer, retain, and protect (collectively referred to as “process”) personal information about you when:
- We provide services to you or our clients
- We perform any activities that form part of the operation of our business
When we refer to “our Website” or “this Website” in this policy, we mean the specific webpages of saplingfinancial.com or other designated online platforms.
What information we collect
We strive to limit the amount of personal information we collect to that necessary for the above purposes.
While providing services to you or our clients, or during business interactions, we may collect personal information. This information may be collected from you directly (e.g., via forms on our website and LinkedIn), from third parties (e.g., your employer or service providers), or from publicly available sources.
The types of personal information we may collect include, but are not limited to:
- Your full name, email address, office address, and country of residence
- Employment (e.g., company name, job title)
- Communication details (e.g., correspondence and feedback)
- Website usage data (e.g., IP address, browser type, access times)
How we use your personal information
We use your personal information for the following purposes:
- To provide services to you or our clients: This includes conducting financial modeling, data analysis, due diligence, and other consultancy services.
- For business operations: This includes financial accounting, invoicing, compliance with legal or regulatory obligations, and managing client relationships.
- To manage and improve our website: We use personal information to enhance your website experience and tailor content to your preferences.
- For marketing and communications: With your consent, we may send you updates, thought leadership, or information about our services.
The legal grounds we use for processing personal information
We process personal information based on the following legal grounds:
- Our legitimate interests in delivering services effectively and operating our business
- Compliance with legal and regulatory obligations
- Fulfillment of contracts with our clients
- Your consent for specific uses, such as marketing communications
Who we disclose your personal information to
In connection with the purposes outlined above, we may disclose your personal information to:
- Members of Sapling Financial Consultants Inc.
- Service providers who assist with the operation of our business
- Regulatory or legal authorities, if required by law
- Your employer or advisors, if applicable
We may also need to disclose personal information in the event of a merger, acquisition, or divestiture of part of our business.
Protection of your personal information
We use a range of physical, electronic, and managerial measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
How long we keep your personal information for
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this statement, comply with legal requirements, or as otherwise necessary for our business operations.
Right to complain
If you are unhappy with the way we have processed your personal information or any privacy query or request that you have raised with us, you have a right to complain to the Data Protection Authority (“DPA”) in your jurisdiction.
Changes to this privacy statement
We may update this privacy statement from time to time.
Privacy laws are rapidly evolving and, as a result, we may change this privacy statement from time to time in our full discretion without any prior notice or liability to you or any other person. Our processing of your personal information will be governed by the version of this privacy statement in effect at that time. The new modified or amended privacy statement will apply from the revision date at the top of this page. Therefore, we encourage you to periodically review this statement to be informed about how we are protecting your information.
290 Caldari Road, Mailbox 207,
Vaughan, ON, L4K 4J4
