• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Financial Due Diligence
  • Financial Modeling
  • M&A Transaction Advisory
  • Industry & Company Research
  • FP&A & Management Reporting
Education
  • BA in Sales and Marketing - Corvinus University of Budapest
  • MSc in Finance - Central European University
  • Passed CFA Exam Level II in 2024

Bence is a Consultant at Sapling Financial Consultants. Before joining Sapling, he earned a Bachelor of Arts in Sales and Marketing from Corvinus University of Budapest and a Master of Science in Finance from Central European University, graduating with distinction with a CGPA of 3.87. He is currently a CFA Level 3 Candidate, scheduled to sit the exam in August 2027.

Prior to Sapling, Bence built his career across transaction advisory and FP&A. At ImpactA Solutions in Budapest, he conducted buy-side and sell-side due diligence on M&A transactions, developed sophisticated financial models, created marketing materials supporting the successful capital raise of a $1.1 billion infrastructure project, and performed exhaustive financial model reviews and stress-testing across 800+ inputs in collaboration with engineers, lawyers, and tax experts. Before that, he spent nearly four years at Morgan Stanley in Budapest, where he developed and presented complex financial statements to senior management and led cross-functional expense and KPI analyses across the Institutional Equity and Listed Derivatives divisions. Most recently, he served as a Financial Analyst at The Miller Group in Toronto, supporting financial forecasting, budgeting, and management reporting.

At Sapling, Bence focuses on financial due diligence, quality of earnings, and financial modelling, bringing a cross-border perspective and a commitment to delivering high-quality analytical work that creates real value for clients.

Let’s Talk
  • Sell-Side Quality of Earnings
    • August 26, 2026

    A B2B distributor selling to major retailers in the U.S. engaged Sapling to perform a sell-side Quality of Earnings review to support the planned sale of the business. The engagement focused on reconstructing and validating historical financial performance using transaction-level data, bank activity, inventory records,...

  • Project Pipeline and 3-Statement Model
    • August 3, 2026

    A heavy civil construction contractor running operations across several entities asked Sapling to build a management model that delivers private equity-level, best-in-class budgeting and scenario planning. The goal was a 3-statement model and dashboard that builds up from the project pipeline, so the team could...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.