• 100 Sheppard Avenue East, Suite 870, North York, ON, M2N 6N5
Areas of Expertise
  • Business Valuation
  • Financial Modelling and Analysis
  • Accounting
  • Due Diligence
Education
  • AFM (Honors Co-op) - University of Waterloo, School of Accounting and Finance

Amtoj is a third-year Accounting and Financial Management student at the University of Waterloo with a strong interest in financial analysis, valuation, and strategic decision-making. He previously worked as a Valuations Analyst at EY in Toronto, where he supported valuation engagements through financial modelling, comparable company analysis, and the preparation of client ready materials.

Amtoj is driven by a desire to understand how businesses create value and how financial analysis supports informed investment and corporate decisions. He brings a strong work ethic, adaptability, and a collaborative mindset to every team he works with.

Outside of work, he enjoys following and playing sports such as soccer, basketball, and football, and spends free time playing video games.

Let’s Talk
  • man counting pennies
    Cash flow management for Private Equity and Portcos
    • March 21, 2026

    Many companies do not fail from a lack of profitability—they fail when they run out of cash. In fact, businesses can operate for a long time without being profitable but will collapse the moment their cash reserves are depleted. Effective cash flow management is...

  • Office desk work with coffee cup
    Aligning Buyer And Seller Expectations: The Role Of Working Capital Pegs In M&A
    • March 19, 2026

    When buying or selling a business, managing working capital is crucial for a successful deal. One important tool in this process is the working capital peg (“peg”) —a mutually agreed target level of working capital between the buyer and seller. The peg is essential...

Why Sapling?

Sapling offers specialized financial and analytic tools designed for scaling companies, aiming to foster growth through strategic decision-making. We work tirelessly to provide you with reliable and timeless financial solutions that positively impact your goals.