Investment Decisionmaking Model

Sapling was engaged by a leading accountant to provide an analysis of the financial situation of one of his clients. This client, who was 80 years of age, was paying a $250,000 premium on a $5M life insurance policy with no cash value, but was unsure of whether he should continue to do so. Sapling created a financial model employing leading practices like data tables to demonstrate that the implied investment return on continuing with the life insurance policy was unmatchable in the stock market through the client’s 90th birthday, and a little beyond.

Investment Decisionmaking Model